Features
Built for the way
money actually moves.
Every feature below exists to answer one question honestly: how much do you actually have, and where did it come from?
Transfer-aware accounting
Tell Alite once which accounts are yours. After that, every transfer between them is recognized automatically — it never shows up as income, never shows up as an expense, and never distorts your savings rate. Your numbers reflect money that actually entered or left your life.
- ✓Transfers excluded from income & expense totals
- ✓Works across any number of accounts
- ✓Net worth stays accurate no matter how often you move money
True multi-currency tracking
Hold IDR, USD, EUR, or anything else. Every transaction is stored at the exchange rate that was actually in effect when it happened, so historical balances never quietly reinterpret themselves at today’s rate.
- ✓Per-transaction historical exchange rates
- ✓Mix currencies across accounts without losing accuracy
- ✓Net worth converts cleanly into one home currency
Live budgets
Set a limit per category and watch your progress update as you spend — not in a monthly report you read after the damage is done.
- ✓Per-category spending limits
- ✓Real-time progress as transactions land
- ✓Clear signal before you overspend, not after
Honest, computed metrics
Net worth, income, expenses, and savings rate are calculated directly from your transaction data, every time you open the app. No estimates, no interpolation, no stale snapshots.
- ✓Real-time calculation, not periodic batch jobs
- ✓No smoothing or rounding that hides reality
- ✓The same number whether you check it once a day or fifty times